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Citi / AAdvantage Business World Elite Mastercard Companion Certificate: How It Works and When It Resets (2026)

From the MaxWorth card database, the same rows the app uses; refreshed October 3, 2026

Quick answer: The Citi / AAdvantage Business World Elite Mastercard Companion Certificate is worth up to $300 a year, paid as a single credit per cycle. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.

At a glance

CardCiti / AAdvantage Business World Elite Mastercard · Citi · annual fee $99
Value per year$300
CycleAnnual
ResetsCard anniversary (cardmember year)
EnrollmentNot required
TypeSingle credit per cycle

The terms, as catalogued

Earn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 or more in purchases each cardmembership year and renew the card. Redeeming the certificate costs $99 for the ticketing fee plus applicable taxes and fees.

How not to lose it

Add the Citi / AAdvantage Business World Elite Mastercard to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.

Frequently asked questions

When does the Companion Certificate reset?

It runs on your cardmember year and resets on your card anniversary, not on January 1.

Do I need to enroll?

No enrollment is required; eligible purchases are credited automatically.

Does unused credit roll over?

No. Like every annual credit, any unused amount expires when the cycle ends.

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.