HomeCardsCiti / AAdvantage Business World Elite Mastercard
Citi / AAdvantage Business World Elite Mastercard
Citi

Citi / AAdvantage Business World Elite Mastercard

Annual fee
$99
Welcome bonus
Earn 65,000 American Airlines AAdvantage bonus miles after spending $4,000 in purchases within the first 4 months of account opening. · ≈ 845
Rewards
AA AAdvantage Miles
Benefits
4 · $405/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Citi · disclaimer

Earn Rates

CategoryRateTrue cash-back value
American 2x 2.6%
Gas 2x 2.6%
Car Rental 2x 2.6%
Internet / Cable / Phone 2x 2.6%
Everything else 1x 1.3%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (1)

Companion Certificate

$300/yr
Annual

Earn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 or more in purchases each cardmembership year and renew the card. Redeeming the certificate costs $99 for the ticketing fee plus applicable taxes and fees.

Other (3)

First Checked Bag Free

$80/yr
Annual

First checked bag is free on domestic American Airlines itineraries for you and up to 4 travel companions traveling with you on the same reservation.

25% Inflight Savings

$25/yr
Annual

25% savings (as a statement credit) on inflight Wi-Fi, food and beverage purchases on American Airlines flights when you use the card.

Preferred Boarding

Annual

Preferred boarding (Group 5) on American Airlines flights for you and up to 4 companions on the same reservation.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 4 Citi / AAdvantage Business World Elite Mastercard benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store