US Bank Shield Visa $20 Annual Statement Credit: How It Works and When It Resets (2026)
Quick answer: The US Bank Shield Visa $20 Annual Statement Credit is worth up to $20 a year, paid as a single credit per cycle. It runs on your cardmember year and resets on your card anniversary, not on January 1. No enrollment is required; eligible purchases are credited automatically.
At a glance
| Card | US Bank Shield Visa · U.S. Bank · annual fee $0 |
| Value per year | $20 |
| Cycle | Annual |
| Resets | Card anniversary (cardmember year) |
| Enrollment | Not required |
| Type | Single credit per cycle |
The terms, as catalogued
Earn a $20 annual statement credit after making purchases in 11 consecutive billing cycles. Any purchase amount counts; the credit posts automatically once the streak is met each cardmember year.
How not to lose it
Add the US Bank Shield Visa to MaxWorth and this credit appears with its annual cycle already set; you get a push before it expires, tap it when you use it, and the card's annual-fee ROI updates. No bank account is ever connected.
Frequently asked questions
When does the $20 Annual Statement Credit reset?
It runs on your cardmember year and resets on your card anniversary, not on January 1.
Do I need to enroll?
No enrollment is required; eligible purchases are credited automatically.
Does unused credit roll over?
No. Like every annual credit, any unused amount expires when the cycle ends.
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; methodology. Spotted an outdated term? Tell us through the app.