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US Bank Shield Visa
U.S. Bank

US Bank Shield Visa

Annual fee
$0
Rewards
Cash
Benefits
3 · $120/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by U.S. Bank · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Everything else 0% 0%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (1)

$20 Annual Statement Credit

$20/yr
Annual

Earn a $20 annual statement credit after making purchases in 11 consecutive billing cycles. Any purchase amount counts; the credit posts automatically once the streak is met each cardmember year.

Protections (1)

Cell Phone Protection

$100/yr
Annual

Get up to $600 reimbursed per claim if your cell phone is stolen or damaged when you pay your monthly cell phone bill with your US Bank Shield Visa Card (subject to a deductible; maximum claims per 12-month period apply).

Other (1)

Complimentary Credit Score

Annual

Free access to your credit score via the U.S. Bank Mobile App and online banking.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 3 US Bank Shield Visa benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store