Amex Cash Magnet
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5% | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Status & Elite Perks (2)
Global Assist Hotline
24/7 access to emergency travel assistance services including medical and legal referrals, emergency transportation, and lost luggage assistance when traveling more than 100 miles from home.
Plan It®
Split eligible purchases of $100 or more into monthly installments with a fixed fee, allowing you to pay over time while continuing to earn rewards.
Protections (2)
Purchase Protection
Eligible purchases made with the Card are protected against accidental damage or theft for up to 90 days from the date of purchase. Coverage up to $1,000 per incident and $50,000 per year.
Car Rental Loss & Damage Insurance
Secondary coverage for loss or damage to a rental vehicle when you decline the rental company's collision damage waiver and charge the entire rental to your Card.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 4 Amex Cash Magnet benefits automatically — redemption progress, reset dates and expiry alerts.