Amex Delta Gold
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Delta | 2x | 3% |
| Dining | 2x | 3% |
| Groceries | 2x | 3% |
| Everything else | 1x | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (4)
$200 Delta Flight Credit
Earn a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year
$10 Monthly Rideshare Credit
Up to $10 per month in statement credits on eligible U.S. rideshare purchases (Uber, Lyft, Curb, Alto). Enrollment required; begins after first card renewal. Up to $120 per year.
$100 Delta Stays Credit
Elevate your travel experience with an annual statement credit of up to $100 after using your Card to book prepaid hotels through Delta Stays
20% Back on In-Flight Purchases
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases
Status & Elite Perks (1)
First & Second Checked Bag Free
First and second checked bags free on domestic Delta-operated flights for you and up to 8 companions on the same reservation. Second checked bag added in the 2026 Delta SkyMiles refresh.
Other (1)
TakeOff 15: 15% Off Award Travel
Save 15% when using miles to book Award Travel on Delta flights
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 6 Amex Delta Gold benefits automatically — redemption progress, reset dates and expiry alerts.