Amex Hilton Honors Business
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Hilton | 12x | 4.8% |
| Everything else | 5x | 2% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
$240 Hilton Credit
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio. That's up to $240 in statement credits annually.
Status & Elite Perks (3)
Hilton Honors Gold Status
Complimentary Hilton Honors Gold elite status. Includes 80% points bonus on stays, fifth night free on award stays, room upgrades, and complimentary breakfast.
Hilton Diamond Status ($40k spend)
Spend $40,000 on eligible purchases in a calendar year to earn Hilton Honors Diamond status through the end of the next calendar year.
National Emerald Club Executive Status
Complimentary National Car Rental Emerald Club Executive status. Includes access to Executive Selection, faster rentals, and exclusive offers.
Protections (1)
Baggage Insurance Plan
Coverage for lost, damaged, or stolen baggage when you purchase your entire fare with an eligible Card.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 5 Amex Hilton Honors Business benefits automatically — redemption progress, reset dates and expiry alerts.