Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5% | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all your Amex Schwab Investor benefits automatically — redemption progress, reset dates and expiry alerts.