Goldman Sachs
Apple Card
Annual fee
$0
Rewards
Cash
Benefits
5 · $60/yr
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Apple | 3% | 3% |
| Apple Pay | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
6-Month Uber One Free Trial
$59.94/yr
New users, $9.99/month, $60 total value, requires Apple Pay
Other (4)
Apple Card Family
Share credit line and build credit together with family members
Apple Card Monthly Installments
0% interest monthly installments for Apple products, plus 3% Daily Cash
High-Yield Savings Account
Daily Cash can be automatically deposited into a high-yield savings account (3.65% APY as of May 2025)
Booking.com Travel Credits
2% Booking.com Travel Credits on eligible hotel/car bookings via special link (not Daily Cash)
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 5 Apple Card benefits automatically — redemption progress, reset dates and expiry alerts.