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Atmos Rewards Ascent
Bank of America

Atmos Rewards Ascent

Annual fee
$95
Rewards
Atmos Rewards Points
Benefits
6 · $350/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Bank of America · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Alaska 3x 4.5%
Hawaiian 3x 4.5%
Gas 2x 3%
EV Charging 2x 3%
Transit 2x 3%
Streaming 2x 3%
Internet / Cable / Phone 2x 3%
Everything else 1x 1.5%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (2)

Companion Fare

$250/yr
Annual

Each year, receive a companion fare from $99 (plus taxes and fees from $23) when you purchase an Alaska Airlines or Hawaiian Airlines flight. Requires $6,000 annual spend. Companion must be booked on the same reservation.

Alaska Lounge+ Membership Discount

$100/yr
Annual

Receive $100 off an Alaska Lounge+ annual membership fee (regular price $550, reduced to $450 with this card).

Status & Elite Perks (4)

Priority Boarding

Annual

Board in Group 2 on Alaska Airlines flights, allowing you to find overhead bin space and settle in before most other passengers. Includes up to 6 companions on the same reservation.

Elite Status Points Earning

Annual

Earn 1 Atmos Rewards status point per $3 spent on the card, helping you qualify for elite status faster. No cap on status points earned.

Free First Checked Bag

Annual

You and up to 6 passengers on the same reservation receive your first checked bag free on Alaska Airlines and Hawaiian Airlines flights. Savings of up to $35-40 per person each way.

20% In-flight Savings

Annual

Save 20% on food, beverages, and WiFi purchases on Alaska Airlines and Hawaiian Airlines flights when you pay with your card.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 6 Atmos Rewards Ascent benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store