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AUSTRALIA CREDIT CARD

CommBank Awards

Commonwealth Bank of Australia · Annual fee A$96 AUD · CommBank Awards Points · data refreshed October 3, 2026

Quick answer: The CommBank Awards carries a A$96 annual fee and 1 catalogued benefits; its best earning category is Everything else at 1x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Everything else1x0.4%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (1)

Purchase Security Insurance

A$100/yr
Annual

Complimentary purchase security insurance covering eligible items purchased on the card against loss, theft or accidental damage for a limited period after purchase. Earn 1 Awards point per $1 on the first $2,000 of eligible purchases per statement period, then 0.5 points per $1.

How to track it

Add the CommBank Awards to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.

Other Commonwealth Bank of Australia cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.