Bilt Blue Card
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Rent | 1x | 1.25% |
| Everything else | 1x | 1.25% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Protections (3)
Cell Phone Protection
Cellular Wireless Telephone Protection covers damage or theft of your cell phone up to $600 per claim with a $25 deductible, up to 2 claims per 12-month period. You must pay your monthly wireless bill with the Bilt Blue Card to be eligible. Covers the primary cardholder and any family members on the same wireless plan.
Purchase Assurance
Purchase Assurance covers items purchased with your Bilt Blue Card that are damaged or stolen within 90 days of purchase, up to $1,000 per claim and $50,000 per cardholder account in a 12-month period. File claims at mycardbenefits.com or by calling 1-800-Mastercard within 60 days of the loss.
MasterRental Coverage
MasterRental Coverage provides secondary auto rental collision/loss damage coverage when you rent a vehicle for 31 consecutive days or less and pay with your Bilt Blue Card. You must decline the rental company's optional collision damage waiver. Coverage is secondary to your personal auto insurance.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 Bilt Blue Card benefits automatically — redemption progress, reset dates and expiry alerts.