BoA Business Advantage Unlimited Cash Rewards
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1.5% | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Other (2)
Preferred Rewards for Business Bonus
Preferred Rewards for Business clients earn 25%-75% more cash back on every purchase. Gold tier (+25%) = 1.875%, Platinum (+50%) = 2.25%, Platinum Honors (+75%) = 2.625% back. Qualification based on 3-month combined business deposit/investment balances with Bank of America and Merrill ($20K Gold / $50K Platinum / $100K Platinum Honors).
Cash Rewards No Expiration
Cash rewards don't expire for the life of the account, and there's no limit to how much you can earn. Redeem for statement credits, direct deposits to BoA checking/savings, or credit to a Merrill account.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 2 BoA Business Advantage Unlimited Cash Rewards benefits automatically — redemption progress, reset dates and expiry alerts.