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BoA Customized Cash Rewards
Bank of America

BoA Customized Cash Rewards

Annual fee
$0
Rewards
Cash
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Bank of America · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Groceries 2% 2%
Everything else 1% 1%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all your BoA Customized Cash Rewards benefits automatically — redemption progress, reset dates and expiry alerts.

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