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Amex Marriott Bonvoy
CANADA CREDIT CARD

Amex Marriott Bonvoy

American Express Canada · Annual fee CA$120 CAD · Marriott Bonvoy Points · data refreshed October 3, 2026

Quick answer: The Amex Marriott Bonvoy carries a CA$120 annual fee and 10 catalogued benefits, 1 of them dollar credits worth CA$245 a year at face value; its best earning category is Marriott at 5x. Welcome offer: Earn up to 110,000 Marriott Bonvoy Points: 80,000 after $6,000 spend in first 6 months, plus 30,000 when making a purchase in month 15. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Marriott5x3.5%
Everything else2x1.4%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

Annual Free Night Award

CA$245/yr
AnnualResets on card anniversary

Receive 1 Annual Free Night Award after your Card account anniversary each year, redeemable for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel within the Marriott Bonvoy portfolio. No advance booking required, and the certificate can be used at thousands of properties worldwide.

Status & Elite Perks (1)

15 Elite Night Credits

CA$50/yr
AnnualResets January 1

Receive 15 Elite Night Credits each calendar year toward your next level of Marriott Bonvoy Elite status. These credits automatically grant Silver Elite status (requires 10 nights), and help accelerate progress toward Gold Elite (25 nights), Platinum Elite (50 nights), and beyond. To achieve Gold Elite status, you can combine the 15 Elite Night Credits with 10 qualifying paid nights in one calendar year, or charge CAD$30,000 in net purchases to your Card annually.

Protections (8)

Auto Rental Coverage

CA$75/yr
Annual

When you charge the entire cost of renting an automobile to your Marriott Bonvoy American Express Card, you may be covered for theft, loss, and physical damage to the rented vehicle up to CAD$85,000 for a maximum rental period of 48 consecutive days.

Flight Delay Insurance

CA$25/yr
Annual

If your common carrier travel is delayed 12 or more hours due to a covered reason, you may be reimbursed up to $500 for necessary expenses such as hotel accommodation, meals, and other reasonable costs while waiting for your delayed transport.

Delayed Baggage Insurance

CA$25/yr
Annual

If your baggage is delayed 6 or more hours after your scheduled arrival, you may be reimbursed up to $500 for the purchase of essential items such as clothing, toiletries, and personal care products.

Baggage Insurance

CA$25/yr
Annual

If your checked or carry-on baggage is lost, stolen, or damaged during a covered trip, you may be reimbursed up to $500 per occurrence for personal property.

Purchase Protection

CA$25/yr
Annual

When you charge eligible items to your Card, you could be insured for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence.

Extended Warranty

CA$25/yr
Annual

This coverage could extend the manufacturer's original warranty up to one additional year when you charge the entire purchase price of an eligible new item to your Card. Applies to items with a manufacturer's warranty of 5 years or less.

Hotel Burglary Insurance

CA$10/yr
Annual

When you charge your hotel or motel room rate to your Marriott Bonvoy American Express Card, you may be covered up to $500 for personal property that is stolen or burglarized from your room during your stay.

Travel Accident Insurance

CA$10/yr
Annual

You may be covered for Accidental Death and Dismemberment up to $500,000 when you fully charge your common carrier tickets (plane, train, ship, or bus) to your Marriott Bonvoy American Express Card.

How to track it

Add the Amex Marriott Bonvoy to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other American Express Canada cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.