Amex Centurion Card (CA)
Quick answer: The Amex Centurion Card (CA) carries a CA$2,500 annual fee and 21 catalogued benefits, 4 of them dollar credits worth CA$925 a year at face value; its best earning category is Everything else at 1x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 1x | 1.4% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (4)
Air Canada Companion Ticket
CA$500/yrComplimentary companion airline ticket on Air Canada flights when you purchase a ticket at full fare. One companion ticket per calendar year.
$200 Annual Travel Credit
CA$200/yr$200 annual travel credit applicable toward flights, hotels, or vacation packages booked through American Express Travel Online or the Centurion Card Travel Service. Renews on card anniversary date.
$200 Annual Dining Credit
CA$200/yr$200 annual dining credit at select Canadian restaurants. Renews on calendar year (January 1 - December 31). Check Amex Offers or the Centurion benefits page for participating restaurants.
$100 NEXUS Credit
CA$25/yrUp to $100 CAD in statement credits every four (4) years for NEXUS program application or renewal fees charged to the card. NEXUS provides expedited border crossing between Canada and the United States.
Status & Elite Perks (5)
American Express Global Lounge Collection
CA$500/yrUnlimited complimentary access to the American Express Global Lounge Collection, including Centurion Lounges with reserved seating and champagne service, Delta Sky Club (when flying Delta), Plaza Premium Lounges, Priority Pass Prestige (1,300+ lounges worldwide), and more. Cardholder may bring guests free of charge.
Maple Leaf Lounge Access
CA$200/yrComplimentary access to Air Canada Maple Leaf Lounges across Canada and international locations when travelling on any airline.
24/7 Centurion Concierge
CA$200/yrDedicated 24/7 Centurion Concierge service providing personalized assistance for travel bookings, restaurant reservations, event tickets, personal shopping, and other lifestyle needs. Enhanced service level beyond Platinum concierge with priority handling.
Hilton Honors Diamond Status
CA$150/yrComplimentary Hilton Honors Diamond status, providing benefits including complimentary breakfast, room upgrades when available, executive lounge access, and 100% bonus points on Hilton stays. Enrollment required.
Marriott Bonvoy Gold Elite Status
CA$100/yrComplimentary Marriott Bonvoy Gold Elite status, providing benefits including daily breakfast for two, guaranteed late checkout, room upgrades when available, and 25% bonus points on Marriott stays. Enrollment required.
Protections (10)
Rental Car Insurance
CA$75/yrRental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Travel Emergency Medical Insurance
CA$75/yrOut-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.
Trip Cancellation Insurance
CA$50/yrTrip cancellation insurance providing up to $2,500 per covered person, with an overall maximum of $5,000 per trip. Covers non-refundable prepaid travel expenses when a trip must be cancelled due to covered reasons such as illness, injury, or death. Travel must be charged to the card.
Trip Interruption Insurance
CA$50/yrTrip interruption insurance providing up to $2,500 per covered person, with an overall maximum of $6,000 per trip. Covers additional expenses incurred when a trip is interrupted due to covered reasons. Travel must be charged to the card.
Flight Delay Insurance
CA$25/yrFlight delay insurance providing up to $1,000 for reasonable expenses including meals, accommodations, and essential items in the event of a flight delay of 4 or more hours, when the fare is charged to the card.
Baggage Insurance
CA$25/yrBaggage insurance providing up to $1,000 for emergency purchases when baggage is delayed (6+ hours) or up to $1,000 total for lost or stolen baggage during a trip where the common carrier fare was charged to the card.
Purchase Protection
CA$25/yrPurchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 120 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/yrExtended warranty coverage that doubles the original manufacturer's warranty period by up to one additional year. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/yrTravel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, etc.) is charged to the card.
Hotel Burglary Insurance
CA$10/yrHotel/motel burglary insurance providing up to $1,000 per occurrence for loss of personal property due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.
Other (2)
Air Canada First/Business Upgrade
CA$300/yrFirst Class or Business Class upgrades on Air Canada when you book a full fare economy ticket and charge it to the Card. Subject to availability.
Free Supplementary Cards
Supplementary Cards are provided free of charge for additional cardholders, each receiving full Centurion Card benefits.
How to track it
Add the Amex Centurion Card (CA) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other American Express Canada cards
- Amex Platinum Card · CA$799 · 16 benefits
- Business Platinum Card · CA$799 · 18 benefits
- Aeroplan Business Reserve Card · CA$599 · 16 benefits
- Aeroplan Reserve Card · CA$599 · 16 benefits
- Gold Rewards Card · CA$250 · 15 benefits
- Business Gold Rewards Card · CA$199 · 9 benefits
- Amex Cobalt Card · CA$191.88 · 12 benefits
- Amex Marriott Bonvoy Business (CA) · CA$150 · 10 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.