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Amex Marriott Bonvoy Business (CA)
CANADA CREDIT CARD

Amex Marriott Bonvoy Business (CA)

American Express Canada · Annual fee CA$150 CAD · Marriott Bonvoy Points · data refreshed October 3, 2026

Quick answer: The Amex Marriott Bonvoy Business (CA) carries a CA$150 annual fee and 10 catalogued benefits, 1 of them dollar credits worth CA$175 a year at face value; its best earning category is Marriott at 5x. Welcome offer: Earn up to 110,000 Marriott Bonvoy points: 80,000 points after spending $10,000 in the first 6 months, plus 30,000 points for making a purchase in month 15. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Marriott5x3.5%
Gas3x2.1%
Dining3x2.1%
Travel3x2.1%
Everything else2x1.4%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Credits (1)

Annual Free Night Award

CA$175/yr
AnnualResets on card anniversary

Receive one Free Night Award (valued up to 35,000 Marriott Bonvoy points) each year after your Card account anniversary. Can be used at any Marriott Bonvoy property available for 35,000 points or less per night.

Status & Elite Perks (2)

15 Elite Night Credits

AnnualResets January 1

Earn 15 Elite Night Credits each calendar year toward Marriott Bonvoy elite status qualification. These credits count toward achieving higher elite tiers such as Gold or Platinum Elite.

Silver Elite Status

Annual

Complimentary Marriott Bonvoy Silver Elite Status as long as you are a Card Member. Enjoy benefits such as bonus points on stays, priority late checkout, and enhanced room Wi-Fi.

Protections (7)

Rental Car Insurance

CA$50/yr
Annual

Primary Car Rental Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) coverage when you rent a vehicle with an MSRP of up to $85,000 for up to 48 consecutive days. Covers damage due to collision or theft.

Trip Delay Insurance

CA$25/yr
Annual

Trip Delay Insurance providing up to $500 per insured person for reasonable expenses (meals, accommodation, transportation) when a trip is delayed by 4 hours or more. Underwritten by Belair Insurance Company Inc.

Purchase Protection

CA$20/yr
AnnualResets January 1

Purchase Protection covering eligible items purchased with the Card against accidental damage or theft for up to 90 days from the date of purchase. Maximum coverage of $1,000 per calendar year.

Baggage Delay Insurance

CA$15/yr
Annual

Baggage Delay Insurance providing up to $500 per insured person for emergency essential purchases when checked baggage is delayed by 6 hours or more.

Baggage Loss Insurance

CA$15/yr
Annual

Baggage Loss Insurance providing up to $500 per person ($500 total maximum) for lost or stolen baggage during a covered trip.

Extended Warranty

CA$10/yr
Annual

Extended Warranty extending the original manufacturer's warranty by an additional year (up to a maximum of one extra year) on eligible items purchased with the Card.

Travel Accident Insurance

Annual

Travel Accident Insurance providing up to $500,000 in coverage for accidental death or dismemberment when the full fare for a trip is charged to the Card.

How to track it

Add the Amex Marriott Bonvoy Business (CA) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other American Express Canada cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.