Amex Marriott Bonvoy Business (CA)
Quick answer: The Amex Marriott Bonvoy Business (CA) carries a CA$150 annual fee and 10 catalogued benefits, 1 of them dollar credits worth CA$175 a year at face value; its best earning category is Marriott at 5x. Welcome offer: Earn up to 110,000 Marriott Bonvoy points: 80,000 points after spending $10,000 in the first 6 months, plus 30,000 points for making a purchase in month 15. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Marriott | 5x | 3.5% |
| Gas | 3x | 2.1% |
| Dining | 3x | 2.1% |
| Travel | 3x | 2.1% |
| Everything else | 2x | 1.4% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
Annual Free Night Award
CA$175/yrReceive one Free Night Award (valued up to 35,000 Marriott Bonvoy points) each year after your Card account anniversary. Can be used at any Marriott Bonvoy property available for 35,000 points or less per night.
Status & Elite Perks (2)
15 Elite Night Credits
Earn 15 Elite Night Credits each calendar year toward Marriott Bonvoy elite status qualification. These credits count toward achieving higher elite tiers such as Gold or Platinum Elite.
Silver Elite Status
Complimentary Marriott Bonvoy Silver Elite Status as long as you are a Card Member. Enjoy benefits such as bonus points on stays, priority late checkout, and enhanced room Wi-Fi.
Protections (7)
Rental Car Insurance
CA$50/yrPrimary Car Rental Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) coverage when you rent a vehicle with an MSRP of up to $85,000 for up to 48 consecutive days. Covers damage due to collision or theft.
Trip Delay Insurance
CA$25/yrTrip Delay Insurance providing up to $500 per insured person for reasonable expenses (meals, accommodation, transportation) when a trip is delayed by 4 hours or more. Underwritten by Belair Insurance Company Inc.
Purchase Protection
CA$20/yrPurchase Protection covering eligible items purchased with the Card against accidental damage or theft for up to 90 days from the date of purchase. Maximum coverage of $1,000 per calendar year.
Baggage Delay Insurance
CA$15/yrBaggage Delay Insurance providing up to $500 per insured person for emergency essential purchases when checked baggage is delayed by 6 hours or more.
Baggage Loss Insurance
CA$15/yrBaggage Loss Insurance providing up to $500 per person ($500 total maximum) for lost or stolen baggage during a covered trip.
Extended Warranty
CA$10/yrExtended Warranty extending the original manufacturer's warranty by an additional year (up to a maximum of one extra year) on eligible items purchased with the Card.
Travel Accident Insurance
Travel Accident Insurance providing up to $500,000 in coverage for accidental death or dismemberment when the full fare for a trip is charged to the Card.
How to track it
Add the Amex Marriott Bonvoy Business (CA) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other American Express Canada cards
- Amex Centurion Card (CA) · CA$2,500 · 21 benefits
- Amex Platinum Card · CA$799 · 16 benefits
- Business Platinum Card · CA$799 · 18 benefits
- Aeroplan Business Reserve Card · CA$599 · 16 benefits
- Aeroplan Reserve Card · CA$599 · 16 benefits
- Gold Rewards Card · CA$250 · 15 benefits
- Business Gold Rewards Card · CA$199 · 9 benefits
- Amex Cobalt Card · CA$191.88 · 12 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.