Amex Cobalt Card

Up to $100 USD hotel credit for amenities (charged to room) plus room upgrade when available, on stays of 2+ consecutive nights booked through The Hotel Collection via Amex Travel. Credit is in USD.

Up to $60 CAD in statement credits over a 12-month period when using the card with Instacart. Limited-time promotion, valid through 2027-12-31.

Access to Front Of The Line presale and reserved tickets to concerts and theatre, plus special curated offers and events through Amex Experiences.

Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.

Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.

Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase. Subject to terms and conditions of the master policy.

Flight delay insurance providing up to $500 for reasonable expenses including meals, accommodations, and essential items in the event of a flight delay of 4 or more hours, when the fare is charged to the card.

Baggage insurance providing up to $500 per person for emergency purchases when baggage is delayed (within 4 days) or up to $500 total for lost or stolen baggage during a trip where the common carrier fare was charged to the card.

Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.

Extended warranty coverage that doubles the original manufacturer's warranty period. Coverage up to $10,000 per item and $25,000 per year in total claims. Items must be purchased entirely with the card. Applies to new items only; excludes motorized vehicles, jewellery, land, live pets, perishable items, and one-of-a-kind items.

Travel accident insurance providing up to $250,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, etc.) is charged to the card.

Hotel/motel burglary insurance providing up to $500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.