Amex Cobalt Card
一句话结论: Amex Cobalt Card 年费 CA$191.88,MaxWorth 数据库里录有 12 项福利,其中 2 项是有金额的 credit,面值合计 CA$160/年;返点倍率最高的类别是餐饮(5x)。开卡奖励:Earn 1,250 bonus Membership Rewards points each month when you spend $750 or more in each of the first 12 statement periods, for a total of up to 15,000 bonus Membership Rewards points.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 餐饮 | 5x | 7% |
| 超市 | 5x | 7% |
| 流媒体 | 3x | 4.2% |
| 加油 | 2x | 2.8% |
| 公共交通 | 2x | 2.8% |
| 其他消费 | 1x | 1.4% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (2)
$100 The Hotel Collection Credit
CA$100/年Up to $100 USD hotel credit for amenities (charged to room) plus room upgrade when available, on stays of 2+ consecutive nights booked through The Hotel Collection via Amex Travel. Credit is in USD.
$60 Instacart Credit
CA$60/年Up to $60 CAD in statement credits over a 12-month period when using the card with Instacart. Limited-time promotion, valid through 2027-12-31.
会籍与精英待遇 (1)
Front Of The Line / Amex Experiences
Access to Front Of The Line presale and reserved tickets to concerts and theatre, plus special curated offers and events through Amex Experiences.
保险保障 (9)
Travel Emergency Medical Insurance
CA$75/年Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.
Rental Car Insurance
CA$75/年Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Mobile Device Insurance
CA$50/年Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase. Subject to terms and conditions of the master policy.
Flight Delay Insurance
CA$25/年Flight delay insurance providing up to $500 for reasonable expenses including meals, accommodations, and essential items in the event of a flight delay of 4 or more hours, when the fare is charged to the card.
Baggage Insurance
CA$25/年Baggage insurance providing up to $500 per person for emergency purchases when baggage is delayed (within 4 days) or up to $500 total for lost or stolen baggage during a trip where the common carrier fare was charged to the card.
Purchase Protection
CA$25/年Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/年Extended warranty coverage that doubles the original manufacturer's warranty period. Coverage up to $10,000 per item and $25,000 per year in total claims. Items must be purchased entirely with the card. Applies to new items only; excludes motorized vehicles, jewellery, land, live pets, perishable items, and one-of-a-kind items.
Travel Accident Insurance
CA$10/年Travel accident insurance providing up to $250,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, etc.) is charged to the card.
Hotel Burglary Insurance
CA$10/年Hotel/motel burglary insurance providing up to $500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.
怎么追踪
把 Amex Cobalt Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
American Express Canada 的其他卡
- Amex Centurion Card (CA) · CA$2,500 · 21 项福利
- Amex Platinum Card · CA$799 · 16 项福利
- Business Platinum Card · CA$799 · 18 项福利
- Aeroplan Business Reserve Card · CA$599 · 16 项福利
- Aeroplan Reserve Card · CA$599 · 16 项福利
- Gold Rewards Card · CA$250 · 15 项福利
- Business Gold Rewards Card · CA$199 · 9 项福利
- Amex Marriott Bonvoy Business (CA) · CA$150 · 10 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.