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Business Platinum Card
加拿大信用卡

Business Platinum Card

American Express Canada · 年费 CA$799 CAD · Membership Rewards Points · 数据刷新 2026年10月3日

一句话结论: Business Platinum Card 年费 CA$799,MaxWorth 数据库里录有 18 项福利,其中 5 项是有金额的 credit,面值合计 CA$845/年;返点倍率最高的类别是其他消费(1.25x)。开卡奖励:Earn up to 120,000 Membership Rewards points: 80,000 points after spending $15,000 in the first 3 months, plus 40,000 additional points when spending between months 15-17.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
其他消费1.25x1.75%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (5)

$300 Annual Indeed Credit

CA$300/年
每季度需注册

Up to $75 CAD in statement credits per quarterly period for qualifying purchases made online at ca.indeed.com. Enroll through Amex Offers. Credits apply to the purchase amount after taxes and applicable fees. Up to $300 annually.

$200 Annual Travel Credit

CA$200/年
每年按开卡周年重置

$200 annual travel credit applicable toward flights, hotels, or vacation packages booked through American Express Travel Online or the Platinum Card Travel Service. Minimum booking of $200 required. Renews on card anniversary date.

$200 Annual Dell Credit

CA$200/年
每半年需注册

Up to $100 CAD in statement credits per semi-annual period for qualifying purchases made online at dell.com/en-ca. Enroll through Amex Offers. Credits apply to the purchase amount after taxes and applicable fees. Up to $200 annually.

$10 Monthly Wireless Credit

CA$120/年
每月需注册

Earn up to $120 in statement credits each year for eligible wireless services charged to the card. Spend $10 or more each month with eligible Canadian wireless providers to receive a $10 monthly statement credit. Enrollment required.

$100 NEXUS Credit

CA$25/年
每 4 年

Up to $100 CAD in statement credits every four (4) years for NEXUS program application or renewal fees charged to the card. NEXUS provides expedited border crossing between Canada and the United States.

会籍与精英待遇 (3)

American Express Global Lounge Collection

CA$300/年
每年

Unlimited complimentary access to the American Express Global Lounge Collection, including 1,400+ lounges worldwide: Centurion Lounges, Priority Pass Select (1,400+ lounges), Plaza Premium Lounges, Delta Sky Club (when flying Delta). Includes complimentary valet service at Toronto Pearson International Airport Terminal 1 and 15% discount on parking.

Marriott Bonvoy Gold Elite Status

CA$100/年
每年

Complimentary Marriott Bonvoy Gold Elite status, providing benefits including daily breakfast for two, guaranteed late checkout, room upgrades when available, and 25% bonus points on Marriott stays. Enrollment required.

Hilton Honors Gold Status

CA$75/年
每年

Complimentary Hilton Honors Gold status, providing benefits including complimentary breakfast, room upgrades when available, and 80% bonus points on Hilton stays. Enrollment required.

保险保障 (10)

Travel Emergency Medical Insurance

CA$75/年
每年

Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.

Rental Car Insurance

CA$75/年
每年

Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.

Trip Cancellation Insurance

CA$50/年
每年

Trip cancellation insurance providing up to $1,500 per insured person, with a maximum of $3,000 for all insured persons combined per trip. Covers non-refundable prepaid travel expenses when a trip must be cancelled due to covered reasons. Travel must be charged to the card.

Trip Interruption Insurance

CA$50/年
每年

Trip interruption insurance providing up to $1,500 per insured person, with a maximum of $6,000 for all insured persons combined per trip. Covers additional expenses incurred when a trip is interrupted due to covered reasons. Travel must be charged to the card.

Flight Delay Insurance

CA$25/年
每年

Flight delay insurance providing up to $1,000 for reasonable expenses including meals, accommodations, and essential items in the event of a flight delay of 4 or more hours, when the fare is charged to the card.

Baggage Insurance

CA$25/年
每年

Baggage insurance providing up to $1,000 for emergency purchases when baggage is delayed (6+ hours) or up to $1,000 total for lost or stolen baggage during a trip where the common carrier fare was charged to the card.

Purchase Protection

CA$25/年
每年

Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 120 days from the date of purchase, up to $1,000 per occurrence.

Extended Warranty

CA$25/年
每年

Extended warranty coverage that doubles the original manufacturer's warranty period by up to one additional year. Items must be purchased entirely with the card.

Travel Accident Insurance

CA$10/年
每年

Travel accident insurance providing up to $500,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, etc.) is charged to the card.

Hotel Burglary Insurance

CA$10/年
每年

Hotel/motel burglary insurance providing up to $1,000 per occurrence for loss of personal property due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.

怎么追踪

把 Business Platinum Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

American Express Canada 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.