Gold Rewards Card
一句话结论: Gold Rewards Card 年费 CA$250,MaxWorth 数据库里录有 15 项福利,其中 2 项是有金额的 credit,面值合计 CA$112.50/年;返点倍率最高的类别是超市(2x)。开卡奖励:Earn up to 60,000 Membership Rewards points in your first year。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 超市 | 2x | 2.8% |
| 加油 | 2x | 2.8% |
| 药店 | 2x | 2.8% |
| 旅行 | 2x | 2.8% |
| 其他消费 | 1x | 1.4% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (2)
$100 Annual Travel Credit
CA$100/年$100 annual travel credit applicable toward a single travel booking of $100 or more made through American Express Travel Online, including flights, hotels, car rentals, and vacation packages. Renews on card anniversary date.
$50 NEXUS Credit
CA$12.50/年$50 CAD statement credit for NEXUS application or renewal fee when charged to the card. Available once every four years.
会籍与精英待遇 (2)
Plaza Premium Lounge Access
CA$120/年Four complimentary visits per calendar year to Plaza Premium Lounges across Canada. After four complimentary visits, cardmember may continue to visit lounges at the prevailing usage fee. Supplementary cardmembers are not eligible unless accompanying the basic cardmember.
Priority Pass Select Membership
CA$99/年Complimentary Priority Pass Select membership with annual fee waived (valued at $99 USD). Individual lounge visits are subject to a usage fee at the prevailing rate. Enrollment required by calling Card Services at 1-800-668-AMEX.
保险保障 (10)
Travel Emergency Medical Insurance
CA$75/年Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.
Rental Car Insurance
CA$75/年Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Trip Cancellation Insurance
CA$50/年Trip cancellation insurance covering non-refundable and non-transferable portions of travel arrangements if you cancel for a covered reason, up to $1,500 per insured person per trip, to a maximum of $3,000 for all insured persons combined. Travel must be charged to the card.
Trip Interruption Insurance
CA$50/年Trip interruption insurance covering unused portions of travel arrangements when a trip is interrupted for a covered reason, up to $1,500 per insured person per trip, to a maximum of $6,000 for all insured persons combined. Travel must be charged to the card.
Flight Delay Insurance
CA$25/年Flight delay insurance providing up to $500 for reasonable expenses including meals, accommodations, and essential items when a flight is delayed 4 or more hours and no alternate transportation is available. Airline tickets must be charged to the card.
Baggage Insurance
CA$25/年Baggage insurance providing up to $500 for emergency purchases when checked baggage is delayed 6+ hours, or up to $500 for lost or damaged baggage during a trip where the common carrier fare was charged to the card.
Purchase Protection
CA$25/年Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/年Extended warranty coverage that doubles the original manufacturer's warranty period. Coverage up to $10,000 per item and $25,000 per year in total claims. Items must be purchased entirely with the card.
Travel Accident Insurance
CA$10/年Travel accident insurance providing up to $250,000 in accidental death and dismemberment coverage when the full fare for a common carrier is charged to the card.
Hotel Burglary Insurance
CA$10/年Hotel/motel burglary insurance providing up to $500 per occurrence for loss of personal property due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.
其他 (1)
Free Additional Gold Card
CA$50/年One free additional Gold Rewards Card for a family member or authorized user (a $50 annual value), helping you earn Membership Rewards points faster.
怎么追踪
把 Gold Rewards Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
American Express Canada 的其他卡
- Amex Centurion Card (CA) · CA$2,500 · 21 项福利
- Amex Platinum Card · CA$799 · 16 项福利
- Business Platinum Card · CA$799 · 18 项福利
- Aeroplan Business Reserve Card · CA$599 · 16 项福利
- Aeroplan Reserve Card · CA$599 · 16 项福利
- Business Gold Rewards Card · CA$199 · 9 项福利
- Amex Cobalt Card · CA$191.88 · 12 项福利
- Amex Marriott Bonvoy Business (CA) · CA$150 · 10 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.