ATB Gold Cash Rewards Mastercard
Quick answer: The ATB Gold Cash Rewards Mastercard carries a CA$0 annual fee and 6 catalogued benefits; its best earning category is Groceries at 2x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 2% |
| Dining | 2x | 2% |
| Streaming | 2x | 2% |
| Gas | 1x | 1% |
| Recurring Bills | 1x | 1% |
| Everything else | 0.5x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (6)
Purchase Protection
Eligible items purchased with the card are protected against damage, loss or theft for up to 90 days from the date of purchase.
Extended Warranty
Doubles the original manufacturer's warranty on eligible items purchased with the card, up to one additional year.
Car Rental Collision Damage Waiver
Coverage for damage or theft of a rental vehicle for rentals of up to 31 days when you charge the full rental cost to the card and decline the rental agency's collision damage waiver.
Car Rental Personal Effects Insurance
Coverage up to $1,000 for personal property while in a rental vehicle paid in full with the card.
Car Rental Accident Insurance
Accidental death & dismemberment coverage of up to $225,000 per account per accident while occupying a rental vehicle paid in full with the card.
Common Carrier Accident Insurance
Accidental death & dismemberment coverage of up to $300,000 while occupying a common carrier when the full fare is charged to the card.
How to track it
Add the ATB Gold Cash Rewards Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other ATB Financial cards
- ATB World Elite Mastercard · CA$120 · 16 benefits
- ATB Gold My Rewards Mastercard · CA$0 · 7 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.