ATB Gold My Rewards Mastercard
Quick answer: The ATB Gold My Rewards Mastercard carries a CA$0 annual fee and 7 catalogued benefits; its best earning category is Groceries at 3x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3x | 1.5% |
| Gas | 3x | 1.5% |
| Streaming | 3x | 1.5% |
| Entertainment | 3x | 1.5% |
| Everything else | 1.5x | 0.75% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (7)
Flight Delay Insurance
If your flight is delayed, receive reimbursement of necessary and reasonable expenses up to $250 per day, to a maximum of $500 per trip, when the ticket is charged to the card. Underwritten by Assurant.
Delayed Luggage Insurance
If your checked luggage is delayed, receive up to $250 per day for up to 2 days to purchase essential items, when the common carrier fare is charged to the card.
Mobile Device Insurance
Coverage up to a maximum of $1,500 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure, when you charge the full cost of the device (or all upfront costs and monthly wireless bill payments) to the card.
Car Rental Collision Damage Waiver
Coverage for damage or theft of a rental vehicle for rentals of up to 31 days when you charge the full rental cost to the card and decline the rental agency's collision damage waiver.
Common Carrier Accident Insurance
Accidental death & dismemberment coverage of up to $300,000 while occupying a common carrier when the full fare is charged to the card.
Purchase Protection
Eligible items purchased with the card are protected against damage, loss or theft for 90 days from the date of purchase.
Extended Warranty
Doubles the original manufacturer's warranty on eligible items purchased with the card, up to one additional year.
How to track it
Add the ATB Gold My Rewards Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other ATB Financial cards
- ATB World Elite Mastercard · CA$120 · 16 benefits
- ATB Gold Cash Rewards Mastercard · CA$0 · 6 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.