Capital One Savor
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3% | 3% |
| Dining | 3% | 3% |
| Entertainment | 3% | 3% |
| Streaming | 3% | 3% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (2)
Capital One Entertainment Access
Enjoy access to can't-miss events while earning 8% cash back on Capital One Entertainment purchases with your Savor Card
Capital One Travel Enhanced Earning
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Status & Elite Perks (1)
Capital One Dining Access
Make your next meal even more memorable with access to customer-only reservations at award-winning restaurants and tickets to curated culinary events
Protections (2)
Extended Warranty
You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare
Other (5)
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
No Foreign Transaction Fees
You won't pay a transaction fee when making a purchase outside of the United States
Complimentary Concierge Service
Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year
CreditWise Credit Monitoring
Get alerts when your TransUnion or Experian credit report changes
Virtual Card Numbers
Pay for online purchases with virtual card numbers and keep your actual card number to yourself
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 10 Capital One Savor benefits automatically — redemption progress, reset dates and expiry alerts.