HomeCardsCapital One Venture X Business
Capital One Venture X Business
Capital One

Capital One Venture X Business

Annual fee
$395
Rewards
Capital One Miles
Benefits
9 · $1,190/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Capital One · disclaimer
Ranked in: #25 · Premium

Earn Rates

CategoryRateTrue cash-back value
Everything else 2x 3.4%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (4)

$300 Annual Travel Credit

$300/yr
Annual

Receive $300 statement credit annually for travel purchases booked through Capital One Business Travel portal. Resets each cardmember year.

10,000 Anniversary Bonus Miles

$170/yr
Annual

Earn 10,000 bonus miles automatically on each account anniversary. Miles are worth 1.7¢ each when redeemed via Capital One Travel.

Global Entry/TSA PreCheck Credit

$120/yr
Annual

Up to $120 statement credit for Global Entry ($120) or TSA PreCheck ($78) application fee. Credit applies once every 4.5 years.

$100 Premier Collection Credit

$100/yr
Annual

$100 experience credit per Premier Collection hotel/vacation rental booking through Capital One Travel. Use for dining, spa, or unique experiences. Includes daily breakfast for 2, room upgrades, and early/late check-in/out when available.

Status & Elite Perks (2)

Capital One Lounge Access

$200/yr
Annual

Unlimited access to Capital One Lounges at DFW, IAD, DEN, and partner locations. Guest policy: 2 guests free with $75,000+ annual spend.

Priority Pass Membership

$100/yr
Annual

Unlimited access to 1,300+ Priority Pass lounges worldwide for primary cardholder. Guest access available if spending $75,000+/year on card.

Protections (3)

Cell Phone Protection

$100/yr
Annual

Up to $800 per claim ($50 deductible) for cell phone damage or theft when paying monthly bill with card. Max 2 claims/$1,600 per 12 months. Covers all phones on the bill. Does not cover lost phones or cosmetic damage.

Trip Delay Reimbursement

$50/yr
Annual

Up to $500 per person for hotel, meals, and essentials when flight is delayed 6+ hours or requires overnight stay.

Lost Luggage Reimbursement

$50/yr
Annual

Up to $3,000 per covered trip for luggage lost or damaged by the airline.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 9 Capital One Venture X Business benefits automatically — redemption progress, reset dates and expiry alerts.

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