HomeCardsCapital One Venture X
Capital One Venture X
Capital One

Capital One Venture X

Annual fee
$395
Rewards
Capital One Miles
Benefits
12 · $1,639/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Capital One · disclaimer
Ranked in: #17 · Premium

Earn Rates

CategoryRateTrue cash-back value
Everything else 2x 3.4%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (4)

$300 Annual Travel Credit

$300/yr
Annual

Receive a $300 annual credit for bookings through Capital One Travel

10,000 Anniversary Bonus Miles

$170/yr
Annual

Earn 10,000 bonus miles automatically on each account anniversary. Miles are worth approximately 1.7¢ each when transferred to airline/hotel partners.

Global Entry/TSA PreCheck Credit

$120/yr
Annual

Receive up to a $120 credit for Global Entry or TSA PreCheck application fee

$100 Premier Collection Credit

$100/yr
Annual

$100 experience credit per Premier Collection hotel or vacation rental booking through Capital One Travel. Includes daily breakfast for 2, room upgrades, and early/late check-in/out when available.

Status & Elite Perks (5)

Priority Pass Membership

$200/yr
Annual

Unlimited access to 1,300+ lounges worldwide with ability to bring 2 guests

Capital One Lounge Access

$200/yr
Annual

Unlimited access to Capital One Lounges with ability to bring 2 guests

Hertz President's Circle Status

$150/yr
Annual Activation required

Complimentary Hertz President's Circle elite status with skip-the-counter privileges and upgrades

Complimentary PRIOR Subscription

$149/yr
Annual Activation required

Complimentary subscription to PRIOR, a luxury travel platform offering curated trips and unique experiences ($149 annual value). Activate via your Capital One account benefits page.

The Cultivist Enthusiast 50% Off

$50/yr
Annual Activation required

50% off The Cultivist Enthusiast membership for up to 2 years. The Cultivist provides access to museum memberships, exclusive art events, and curated cultural experiences. Activate via your Capital One account benefits page.

Protections (3)

Cell Phone Protection

$100/yr
Annual

Up to $800 per claim ($50 deductible) for cell phone damage or theft when paying monthly bill with card. Max 2 claims per 12 months.

Trip Delay Reimbursement

$50/yr
Annual

Up to $500 per person for hotel, meals, and essentials when common carrier travel is delayed 6+ hours or requires overnight stay. Must purchase travel with the card.

Lost Luggage Reimbursement

$50/yr
Annual

Up to $3,000 per covered trip for luggage lost or damaged by the common carrier. Must purchase travel with the card.

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