Chase British Airways Visa Signature
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Flights | 3x | 4.5% |
| Hotels | 2x | 3% |
| Everything else | 1x | 1.5% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (2)
Travel Together Ticket
Earned each calendar year you spend $30,000 on the card. Add a companion on the same British Airways, Iberia, or Aer Lingus reward flight — companion only pays taxes and fees. Alternatively, use it for a 50% Avios discount on a reward flight. Valid for 2 years from date of issue.
Reward Flight Statement Credit
$100 statement credit for Economy/Premium Economy reward flights, or $200 for Business/First Class reward flights on British Airways. Earned up to 3 times per calendar year (max $600/year). Applies when booking a Reward Flight and paying taxes/fees/carrier charges with the card.
Protections (6)
Auto Rental Collision Damage Waiver
Secondary coverage for rental car collision or theft damage. Primary coverage when your personal auto insurance does not cover international rentals.
Purchase Protection
Covers new purchases for up to 120 days against damage or theft, up to $500 per item.
Lost Luggage Insurance
Up to $3,000 per covered traveler for lost, damaged, or stolen baggage when travel is purchased with the card.
Travel Accident Insurance
Up to $250,000 in travel accident insurance when travel is purchased with the card.
Extended Warranty
Adds 1 extra year to eligible U.S. manufacturer warranties of 3 years or less.
Baggage Delay Insurance
Up to $100 per day for up to 3 days if checked bag is delayed 6 or more hours. Covers essential purchases.
Other (1)
10% Off British Airways Flights
10% discount on British Airways flights originating in the U.S. when booked through the BA/Chase booking link.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 9 Chase British Airways Visa Signature benefits automatically — redemption progress, reset dates and expiry alerts.