Chase Disney Inspire Visa
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Disney Streaming | 10% | 10% |
| Gas | 3% | 3% |
| Disney | 3% | 3% |
| Groceries | 2% | 2% |
| Dining | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (3)
Disney Resort & Cruise Anniversary Bonus
Earn 200 Disney Rewards Dollars after spending $2,000 each anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings made directly with Disney. Disney Rewards Dollars are worth $1 each and can be redeemed for Disney experiences or via Pay Yourself Back.
$10 Monthly Disney Streaming Credit
Earn a $10 monthly statement credit after spending $10 or more directly at DisneyPlus.com, Hulu.com, or Plus.ESPN.com each statement period. Up to $120 in statement credits annually. Yearly enrollment/activation required through your Chase account.
Disney Theme Park Ticket Credit
Earn a $100 statement credit each anniversary year after spending at least $200 directly with Disney on U.S. Disney Theme Park Tickets, Walt Disney World Annual Passes, or Disneyland Magic Key passes. Excludes purchases made through third-party resellers.
Protections (3)
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item, with a maximum of $50,000 per account. Coverage is excess of any other applicable insurance.
Baggage Delay Insurance
Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed by a passenger carrier for more than 6 hours. Coverage applies to the cardmember and immediate family members.
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less. Provides repair, replacement, or reimbursement up to the original purchase price.
Other (8)
Complimentary DashPass
Receive 12 months of complimentary DashPass membership for both DoorDash and Caviar (must activate by 12/31/2027). After activation, get $0 delivery fees and reduced service fees on eligible orders, plus $10 quarterly off non-restaurant orders through 2027.
Disney Guided Tours Discount
15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card to pay.
Disney Parks Merchandise Discount
10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card. Excludes select merchandise.
Disney Dining Discount
10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when using your Disney Inspire Visa Card. Excludes select restaurants and special events.
Disney Store Discount
10% off select purchases at DisneyStore.com when using your Disney Inspire Visa Card. Use promo code DRVCMEMBER online. Excludes select merchandise.
Disney Cardmember Photo Opportunities
Exclusive private Cardmember photo opportunities with Disney and Star Wars characters at private Cardmember locations at Disneyland Resort and Walt Disney World Resort. Free for Cardmembers and accompanying guests.
Disney Vacation Financing
0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, when booked directly with Disney using your Disney Inspire Visa Card. After the promotional period a variable APR applies.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the United States.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 14 Chase Disney Inspire Visa benefits automatically — redemption progress, reset dates and expiry alerts.