Chase Prime Visa
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Amazon | 5% | 5% |
| Whole Foods | 5% | 5% |
| Dining | 2% | 2% |
| Gas | 2% | 2% |
| Transit | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Status & Elite Perks (1)
Roadside Assistance
Emergency roadside dispatch services available 24/7, including towing, flat tire change, jump start, lockout service, and fuel delivery.
Protections (7)
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles.
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 8 Chase Prime Visa benefits automatically — redemption progress, reset dates and expiry alerts.