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Chase Sapphire Reserve Business
Chase

Chase Sapphire Reserve Business

Annual fee
$795
Benefits
16 · $3,160/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Chase · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Lyft 5% 7.5%
Flights 4% 6%
Hotels 4% 6%
Advertising 3% 4.5%
Everything else 1% 1.5%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (10)

$500 Annual The Edit Credit (2+ nights)

$500/yr
Annual

Up to $250 from Jan-June and $250 from July-Dec for prepaid 2+ night stays booked through The Edit by Chase Travel.

$500 The Shops at Chase Credit

$500/yr
Annual

Up to $500 credit at The Shops at Chase. Requires $120,000 annual spend.

$500 Southwest Chase Travel Credit

$500/yr
Annual

Up to $500 credit when booking Southwest flights via Chase Travel. Requires $120,000 annual spend.

$200 Semi-Annual ZipRecruiter Credit

$400/yr
Semi-annual

Up to $200 from Jan-June and $200 from July-Dec for ZipRecruiter purchases.

$300 Annual Travel Credit

$300/yr
Annual

Up to $300 in annual statement credits toward travel purchases including flights, hotels, taxi fare, and public transportation.

$25 Monthly DoorDash Credit

$300/yr
Monthly

DashPass members get up to $25 each month to spend on DoorDash: $5 monthly promo for restaurant orders and two $10 promos each month for groceries, retail orders and more. Available through 12/31/27.

$200 Google Workspace Credit

$200/yr
Annual

Annual statement credit for eligible Google Workspace purchases.

Global Entry/TSA PreCheck Credit

$120/yr
Annual

Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck or NEXUS application fee.

$10 Monthly Lyft Credit

$120/yr
Monthly

Up to $10 in monthly in-app credits to use on Lyft rides through 9/30/27.

$50 Semi-Annual Gift Card Credit

$100/yr
Semi-annual

Up to $50 in statement credits Jan-June and $50 July-Dec when you purchase gift cards from giftcards.com/reservebusiness.

Status & Elite Perks (6)

$120 DashPass Membership

$120/yr
Annual Activation required

Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders. Activate by 12/31/27.

Chase Sapphire Lounge Access

Annual

Complimentary access to Chase Sapphire Lounge by The Club network. Two guests may accompany the Primary Cardmember free of charge.

Priority Pass Select

Annual

Complimentary Priority Pass Select membership with access to 1,500+ airport lounges worldwide. Two guests may accompany free of charge.

IHG Platinum Elite Status

Annual

Complimentary IHG One Rewards Platinum Elite status through 12/31/27.

IHG Diamond Elite Status

Annual

IHG One Rewards Diamond Elite status. Requires $120,000 annual spend.

Southwest A-List Status

Annual

Southwest Airlines Rapid Rewards A-List status. Requires $120,000 annual spend.

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