Chase Sapphire Reserve (Legacy)
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel | 3x | 4.2% |
| Dining | 3x | 4.2% |
| Everything else | 1x | 1.4% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (3)
$300 Annual Travel Credit
Up to $300 in statement credits each account anniversary year for travel purchases
Global Entry/TSA PreCheck/NEXUS Fee Credit
Up to $120 statement credit every 4 years for application fee
$10 Monthly Lyft Credit
$10 monthly Lyft credit, up to $120/year, plus 5x points on Lyft rides
Status & Elite Perks (2)
Priority Pass Select
Complimentary access to 1,300+ airport lounges worldwide
DoorDash DashPass
Complimentary DashPass for DoorDash & Caviar, $0 delivery fees, lower service fees
Protections (2)
Travel Protections
Comprehensive travel insurance (trip delay, cancellation, lost luggage, etc.)
Purchase Protections
Purchase protection, return protection, extended warranty, zero liability
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 7 Chase Sapphire Reserve (Legacy) benefits automatically — redemption progress, reset dates and expiry alerts.