Wells Fargo
Choice Privileges Mastercard
Annual fee
$0
Welcome bonus
60,000 bonus points · ≈ $360
Rewards
Choice Privileges Points
Benefits
1 · $0/yr
Ranked in: #22 · Hotels
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Choice Hotels | 5x | 3% |
| Gas | 3x | 1.8% |
| Groceries | 3x | 1.8% |
| Home Improvement | 3x | 1.8% |
| Internet / Cable / Phone | 3x | 1.8% |
| Everything else | 1x | 0.6% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Status & Elite Perks (1)
Choice Privileges Gold Status
Receive 10 Elite night credits qualifying for at least Gold level status each calendar year as a cardholder. Gold status benefits include bonus points on stays, room upgrades when available, and late checkout at participating Choice Hotels properties.
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The MaxWorth app tracks all 1 Choice Privileges Mastercard benefits automatically — redemption progress, reset dates and expiry alerts.