Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Gas | 5% | 5% |
| Home Improvement | 5% | 5% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all your Citi Dividend benefits automatically — redemption progress, reset dates and expiry alerts.