Discover More
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Flights | 5% | 5% |
| Gas | 5% | 5% |
| Drugstores | 5% | 5% |
| Transit | 5% | 5% |
| EV Charging | 5% | 5% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
Cashback Match
Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover More card. So if you earn $50 cash back, we will give you another $50. There is no limit to how much we will match.
Protections (1)
$0 Fraud Liability Guarantee
You are never responsible for unauthorized purchases on your Discover Card. An unauthorized purchase is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges.
Other (4)
Free FICO Credit Score
Free access to your FICO credit score for cardmembers. The credit scorecard offers free access to your FICO credit score, allowing you to track and improve one of the most important metrics associated with your credit.
Freeze it Feature
Turn your account on/off with Freeze it. If you misplace your card, you can prevent new purchases, cash advances and balance transfers in seconds with the Freeze it on/off switch on our mobile app and website. When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers.
Online Privacy Protection
We will help you regularly remove your personal info from select people-search websites that could sell your data. It is free, activate with the Discover app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests.
Free Social Security Number Alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. Activate for free. The Alerts currently provide daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 6 Discover More benefits automatically — redemption progress, reset dates and expiry alerts.