Fidelity
Fidelity Rewards Visa
Annual fee
$0
Rewards
Cash
Benefits
4 · $100/yr
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 2% | 2% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
Global Entry/TSA PreCheck Credit
$100/yr
Up to $100 credit every 4 years for Global Entry or TSA PreCheck application fee when paid with your Fidelity card
Protections (3)
Auto Rental Collision Damage Waiver
Covers up to $75,000 for physical damage, theft, or vandalism when you rent a vehicle and pay with your Fidelity card
Purchase Security
90 days of coverage on new purchases for up to $500 in damages due to theft, fire, vandalism, accidental water discharge, or weather conditions
Lost Luggage Reimbursement
Up to $3,000 in reimbursement if your baggage is permanently lost by the carrier
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 4 Fidelity Rewards Visa benefits automatically — redemption progress, reset dates and expiry alerts.