MGM Rewards Iconic World Elite
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Mgm Resorts | 6% | 6% |
| Hotels | 2% | 2% |
| Dining | 2% | 2% |
| Gas | 2% | 2% |
| Groceries | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (2)
$200 Annual Resort Credit
Up to $200 in resort credit each membership year (at account opening and each anniversary), redeemable in-person at the MGM Rewards desk at participating MGM Rewards destinations.
Global Entry/TSA PreCheck Credit
Up to $120 statement credit for Global Entry or TSA PreCheck application fee, once every 4 years.
Status & Elite Perks (2)
MGM Pearl Elite Status
Automatic MGM Rewards Pearl elite status while you hold the Card — complimentary self-parking, priority hotel check-in, plus 10,000 bonus Tier Credits annually toward status.
Priority Pass Membership
Complimentary Priority Pass digital lounge membership (1,300+ lounges). Note: each visit costs $35 for the cardholder and guests (entry-level tier).
Protections (1)
Trip Cancellation & Delay Insurance
Trip Cancellation/Interruption and Trip Delay coverage, plus MasterAssist travel assistance, when you pay for travel with your Card. Enrollment/terms apply.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 5 MGM Rewards Iconic World Elite benefits automatically — redemption progress, reset dates and expiry alerts.