Navy Federal Credit Union
Navy Federal More Rewards Amex
Annual fee
$0
Rewards
Navy Federal Rewards Points
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 3% | 3% |
| Gas | 3% | 3% |
| Transit | 3% | 3% |
| Dining | 3% | 3% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all your Navy Federal More Rewards Amex benefits automatically — redemption progress, reset dates and expiry alerts.