HomeCardsNavy Federal Visa Signature Flagship Rewards
Navy Federal Visa Signature Flagship Rewards
Navy Federal Credit Union

Navy Federal Visa Signature Flagship Rewards

Annual fee
$49
Rewards
Navy Federal Rewards Points
Benefits
10 · $230/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by Navy Federal Credit Union · disclaimer
Ranked in: #10 · Travel

Earn Rates

CategoryRateTrue cash-back value
Travel 3% 3%
Everything else 2% 2%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Credits (1)

Global Entry/TSA PreCheck Credit

$25/yr
Every 4 years

Up to $100 statement credit for Global Entry or TSA PreCheck application fees, available once every 4 years when you pay the fee with your card.

Status & Elite Perks (1)

Visa Signature Luxury Hotel Collection

$50/yr
Annual

Access to the Visa Signature Luxury Hotel Collection — exclusive benefits including room upgrades upon arrival (when available), complimentary in-room Wi-Fi, $25 food/beverage credit, late checkout, and best rate guarantee at 900+ luxury hotels worldwide.

Protections (2)

Travel Accident Insurance

$75/yr
Annual

Travel accident insurance providing coverage for accidental death or dismemberment when travelling on a common carrier with the fare paid using the card.

Auto Rental Collision Damage Waiver

$50/yr
Annual

Secondary auto rental collision damage waiver for rentals of 15 consecutive days or fewer (31 days or fewer outside the U.S.) when the full rental cost is charged to the card and you decline the rental company's collision damage waiver.

Other (6)

Visa Signature Concierge

$30/yr
Annual

Complimentary 24/7 Visa Signature Concierge service for restaurant reservations, event tickets, travel arrangements, gift shopping, and more.

No Foreign Transaction Fees

Annual

No foreign transaction fees when making purchases outside the United States.

Travel & Emergency Assistance

Annual

Travel and emergency assistance services available 24/7 — includes medical and legal referrals, emergency message relay, and pre-trip information (third-party fees for actual services apply).

Zero Liability Protection

Annual

Zero Liability Protection so you are not responsible for unauthorized transactions reported promptly.

24/7 U.S.-based Member Service

Annual

24/7 U.S.-based member service — speak with a representative any time of day.

Rewards Never Expire

Annual

Rewards points never expire as long as your account remains open and in good standing.

Stop tracking this in a spreadsheet.

The MaxWorth app tracks all 10 Navy Federal Visa Signature Flagship Rewards benefits automatically — redemption progress, reset dates and expiry alerts.

Download on the App Store