PayPal
PayPal Debit Card
Annual fee
$0
Rewards
PayPal Rewards Points
Benefits
3 · $50/yr
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 0% | 0% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Protections (1)
Purchase Protection
$50/yr
Purchase Protection on eligible items purchased with your PayPal Debit Card, plus Mastercard Zero Liability protection against unauthorized transactions.
Other (2)
Free MoneyPass ATM Withdrawals
No fee for withdrawing cash from MoneyPass ATMs across the U.S. ($400 daily withdrawal limit; $2.50 fee applies at non-MoneyPass ATMs).
Early Direct Deposit
Get paycheck funds up to 2 days early with Direct Deposit to your PayPal Balance account.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 PayPal Debit Card benefits automatically — redemption progress, reset dates and expiry alerts.