PenFed Credit Union
PenFed Gold Visa
Annual fee
$0
Rewards
Cash
Benefits
1 · $50/yr
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 0% | 0% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Protections (1)
Cell Phone Protection
$50/yr
Up to $1,000 per year in cell phone protection against damage or theft when you pay your monthly cell phone bill with your PenFed Gold Visa Card. Subject to deductible and per-claim limits.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 1 PenFed Gold Visa benefits automatically — redemption progress, reset dates and expiry alerts.