PenFed Pathfinder Rewards
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Travel | 4x | 3.4% |
| Dining | 3x | 2.55% |
| Everything else | 1.5x | 1.275% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (2)
$120 Global Entry/TSA PreCheck Credit
Receive a statement credit of up to $120 for Global Entry or $85 for TSA PreCheck application fees charged to your card, once every four years.
$100 Ancillary Air Travel Credit
Up to $100 in statement credits per year for domestic air ancillary travel fees (such as baggage fees, seat upgrades, and other airline incidentals) charged to your Pathfinder Rewards card.
Status & Elite Perks (1)
Priority Pass Select Membership
Complimentary annual Priority Pass Select airport lounge membership with access to over 1,200 VIP lounges worldwide, with an accompanying guest. Lounge visit fees apply. Valued at $99 by PenFed.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 PenFed Pathfinder Rewards benefits automatically — redemption progress, reset dates and expiry alerts.