Robinhood Credit
Robinhood Gold Card
Annual fee
$0
Rewards
Robinhood Gold Points
Benefits
3 · $1,260/yr
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 3% | 3% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Credits (1)
1% IRA Match
$200/yr
Robinhood matches 1% of your IRA contributions up to $200 per year when you have an active Robinhood Gold Card
Status & Elite Perks (1)
Robinhood Gold Membership
$60/yr
Complimentary Robinhood Gold membership (normally $5/month) including access to professional research, level II market data, and larger instant deposits
Protections (1)
Cell Phone Protection
$1,000/yr
Up to $1,000 coverage for cell phone damage or theft when you pay your monthly cell phone bill with your Robinhood Gold Card
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all 3 Robinhood Gold Card benefits automatically — redemption progress, reset dates and expiry alerts.