The Bank of Missouri
SoFi Essential
Annual fee
$0
Rewards
Cash Back
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Sofi Travel | 3% | 3% |
| Everything else | 0% | 0% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all your SoFi Essential benefits automatically — redemption progress, reset dates and expiry alerts.