HomeCardsSoFi Unlimited 2%
SoFi Unlimited 2%
The Bank of Missouri

SoFi Unlimited 2%

Annual fee
$0
Rewards
Cash Back
Benefits
1 · $50/yr
Data verified Aug 18, 2026 · from the MaxWorth database · not endorsed by The Bank of Missouri · disclaimer

Earn Rates

CategoryRateTrue cash-back value
Everything else 2% 2%

True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.

Protections (1)

Cell Phone Protection

$50/yr
Annual

Cell phone protection against damage or theft when you pay your monthly wireless bill with the Card. Up to $800 per claim (less a $50 deductible), max 2 claims and up to $1,000 in coverage per 12-month period.

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The MaxWorth app tracks all 1 SoFi Unlimited 2% benefits automatically — redemption progress, reset dates and expiry alerts.

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