U.S. Bank
US Bank Cash+
Annual fee
$0
Welcome bonus
$200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days · ≈ 200
Rewards
Cash
Earn Rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2% | 2% |
| Everything else | 1% | 1% |
True value converts point multipliers to dollars using MaxWorth point valuations. Issuer-portal-exclusive rates are excluded.
Stop tracking this in a spreadsheet.
The MaxWorth app tracks all your US Bank Cash+ benefits automatically — redemption progress, reset dates and expiry alerts.