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Cecred
cecred.com · Shopping
UpdatedAug 17, 2026
The best rate at Cecred right now is 3% back via Chase Freedom, tied with Chase Ink — compared across 12 portals.
| Portals | Offer | Bonus | ||
|---|---|---|---|---|
 Chase Freedom Requires a Chase Freedom card. Shop through Chase’s own portal and these bonus points land on top of the card’s regular earnings. Rates differ by Chase card family. UR points · Freedom cards | 2x points as of Aug 10 | 3 cents / $ @1.5¢ per UR point | — | Shop → |
 Chase Ink Requires a Chase Ink business card. Shop through Chase’s own portal and these bonus points land on top of the card’s regular earnings. Rates differ by Chase card family. UR points · Ink cards | 2x points as of Aug 10 | 3 cents / $ @1.5¢ per UR point | — | Shop → |
 Rakuten Cash back | 2% cash back | 2 cents / $ | $10 (new users) | Shop → |
 American Airlines Requires a free American Airlines AAdvantage account. Shop through their portal and miles post straight to your AAdvantage balance — on top of any credit card rewards. AAdvantage miles | 1.5x miles as of Aug 12 | 2 cents / $ @1.3¢ per AA mile | — | Shop → |
 Barclays Requires a U.S. Barclays credit card. Shop through RewardsBoost and the bonus posts in your card’s own reward currency, on top of regular card earnings. Barclays points | 2x points | 2 cents / $ @1¢ per Barclays point (est.) | — | Shop → |
 USAA MemberShop Requires USAA membership (military-affiliated). Cash back is credited through your USAA account. Cash back | 2% cash back | 2 cents / $ | — | Shop → |
 Swagbucks SB points | 2x points | 2 cents / $ @1¢ per SB | 1,000 SB (new users) | Shop → |
 Alaska Airlines Requires a free Alaska Atmos Rewards account. Points post straight to your Atmos balance — on top of any credit card rewards. Atmos points | 1x points | 1.5 cents / $ @1.5¢ per Atmos point | — | Shop → |
 Chase Sapphire Requires a Chase Sapphire card. Shop through Chase’s own portal and these bonus points land on top of the card’s regular earnings. Rates differ by Chase card family. UR points · Sapphire cards | 1x points as of Aug 10 | 1.5 cents / $ @1.5¢ per UR point | — | Shop → |
 United Airlines Requires a free United MileagePlus account. Miles post straight to your MileagePlus balance — on top of any credit card rewards. MileagePlus miles | 1x miles | 1.3 cents / $ @1.3¢ per United mile | — | Shop → |
 Southwest Airlines Requires a free Southwest Rapid Rewards account. Points post straight to your Rapid Rewards balance — on top of any credit card rewards. Rapid Rewards points | 1x points | 1.3 cents / $ @1.3¢ per Rapid Rewards point | — | Shop → |
 Delta Air Lines Requires a free Delta SkyMiles account. Miles post straight to your SkyMiles balance — on top of any credit card rewards. SkyMiles | 1x miles | 1.2 cents / $ @1.2¢ per Delta mile | — | Shop → |
Rates are checked daily against each portal's public listing. Miles and points are converted to effective value using MaxWorth's point valuations, so cash and miles portals are directly comparable. Rates can change at any time — always confirm the rate shown on the portal before checkout. "—" means the store is not currently offered on that portal.