MaxWorth vs AwardWallet: Which Credit Card Benefits Tracker Is Better? (2026)
Quick answer: Not really rivals. AwardWallet tracks points and miles balances by logging in to your airline and hotel programs for you; it does not track benefit credits, activate offers or compare portals. MaxWorth tracks the credits, offers and portal rates on your cards and never stores any login, loyalty or bank. If your question is "where are all my points", AwardWallet, and accept the stored loyalty logins. If it is "am I using what my annual fee pays for", MaxWorth. They coexist without overlapping.
Field by field
| Field | MaxWorth | AwardWallet |
|---|---|---|
| Bank login | Never. There is no account-connection feature in the product. | No bank login, but it stores your airline and hotel loyalty logins to fetch balances. |
| Marks credits used automatically | No. You tap "used"; cycle-aware reminders fire before each credit expires. | Not applicable: it tracks balances, not benefit credits. |
| Card-linked offer activation | Amex and Chase, one click, via the Chrome and Safari extension. | None. |
| Shopping-portal rate comparison | Yes: 10+ shopping portals compared per store, checked daily, with stacking flagged. | No. |
| Award flight search | Yes, inside the points tracker. | Not confirmed from a primary source. |
| Countries covered | United States, Canada, Australia (hand-verified card data). | Worldwide loyalty programs. |
| Platforms | iOS; Chrome and Safari extensions. No Android, no web app. | Web, iOS, Android; Chrome and Firefox extensions. |
| List price | Free · $7.99/mo · $60/yr · $159.99 lifetime | Free · Plus $49.99/yr |
Where AwardWallet wins
- Fetches loyalty balances and expiry dates automatically across hundreds of programs, worldwide. MaxWorth tracks balances manually.
- Android and a full web app.
- Family profiles.
- Two decades of track record.
Where MaxWorth wins
- Tracks benefit credits on their cycles with expiry reminders; AwardWallet does not track credits.
- Amex and Chase offer activation; AwardWallet has none.
- Portal comparison across 10+ shopping portals and award flight search.
- Stores no login of any kind; AwardWallet stores loyalty logins, and some programs block it.
What each costs
MaxWorth: Free · $7.99/mo · $60/yr · $159.99 lifetime. AwardWallet: Free · Plus $49.99/yr. List prices only; this page does not track promotions.
Frequently asked questions
Does AwardWallet need my bank login?
No bank login, but it stores your airline and hotel loyalty-program logins to fetch balances. Some programs, American AAdvantage among them, actively block it.
Should I use both?
If you hold points across more than two or three programs and premium cards with recurring credits, yes: AwardWallet for balances, MaxWorth for credits, offers and portals. They do not overlap.
Which is cheaper?
Both have free tiers. AwardWallet Plus is $49.99/yr; MaxWorth Premium is $60/yr or $159.99 lifetime.
Sources and check dates
- MaxWorth (checked 2026-10-03): MaxWorth App Store listing · MaxWorth Chrome Web Store listing
- AwardWallet (checked 2026-09-20): AwardWallet pricing and help pages
MaxWorth publishes this site. Every claim about the rival comes from its own site, help centre or store listing; anything we could not confirm is marked as such rather than written as "no".