Amex Platinum Edge
一句话结论: Amex Platinum Edge 年费 A$195,MaxWorth 数据库里录有 9 项福利,其中 1 项是有金额的 credit,面值合计 A$200/年;返点倍率最高的类别是加油(3x)。MaxWorth 是目前唯一对澳大利亚卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 加油 | 3x | 2.1% |
| 超市 | 3x | 2.1% |
| Foreign Transactions | 2x | 1.4% |
| 其他消费 | 1x | 0.7% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (1)
$200 Annual Travel Credit
A$200/年$200 credit toward flight, hotel, or rental car bookings made through American Express Travel. Credited annually; can be used across multiple qualifying bookings up to the $200 total per cardmembership year.
保险保障 (8)
Trip Cancellation and Amendment Cover
A$100/年Covers non-refundable deposits, cancelled excursion costs and unused pre-paid travel/accommodation costs if a Trip must be cancelled, curtailed or changed due to injury/illness of the Card Member or a Close Relative, natural disaster at the destination, or an Australian government travel advisory upgrade. Section limit up to $10,000 (international and domestic); sub-limits: travel agent commission up to $750 or 15% of booking (whichever is less), additional travel/accommodation costs up to $3,000. $250 excess applies.
Medical Emergency Expenses Cover
A$100/年Covers overseas medical/dental treatment, repatriation/evacuation and related costs on an International Return Trip. Section limit up to $2,500,000; sub-limits include repatriation/evacuation up to $2,500,000 (including $1,000,000 for terrorism-related costs), emergency dental up to $1,000, incidental expenses up to $50/24hrs (max $1,200), extra accommodation up to $150/24hrs (max $1,500), return economy airfare up to $1,500. Death benefit (repatriation/funeral/burial): up to $15,000 (up to €30,000 if in a Schengen state). $250 excess applies (NIL for death benefit).
Smartphone Screen Cover
A$100/年Covers breakage to the front screen of a smartphone following accidental drop or impact, when the smartphone was purchased (or is being paid off via card-linked instalment plan) using the card. Up to 2 eligible claims per 365-day period, up to $500 per smartphone. 10% of repair cost excess applies; smartphones older than 3 years are excluded.
Personal Accident Cover
A$50/年Accidental Death or Permanent Disablement cover during a Trip: up to $25,000 for general trip accidents; up to $300,000 for accidents while travelling as a passenger on Public Transport (or from exposure/disappearance while on Public Transport), scaling down to $150,000 for partial disablement (loss of one hand/foot/eye).
Travel Inconvenience Cover
A$50/年Covers costs from flight delay/cancellation/denied boarding (4+ hours: up to $500 per person, up to $1,000 if travelling together), extended delay (up to $1,400 per person over 24-hour periods), checked baggage delay (6+ hours: up to $500, extended 48+ hours: up to $1,000), and delayed arrival to a booked Special Event (up to $2,000 per person, up to $4,000 together).
Personal Baggage, Valuables, Money and Travel Documents Cover
A$50/年Covers damage, destruction, loss or theft of personal baggage, valuables, money and travel documents during a Trip. Section limit up to $10,000; sub-limits: money/travel documents up to $500, valuables in aggregate up to $4,000 (smartphone sub-limit $500, laptop $2,500, camera $1,000, any other item $1,000). $250 excess applies.
Personal Liability Cover
A$50/年Covers legal liability for property damage or injury to another person caused by the Card Member during a Trip, up to $1,000,000 (international and domestic).
Retail Purchase Protection
A$50/年Covers three retail scenarios on eligible items purchased with the card: (a) Card Purchase Cover - theft/damage within 90 days, up to $20,000/365-day period, per item up to $2,500, $50 excess; (b) Card Refund Cover - refund if retailer wont take back an unwanted item within 90 days, up to $2,000/365-day period, per item up to $500; (c) Buyers Advantage Cover - extends manufacturers warranty by up to 1 additional year, up to $10,000/365-day period, per item up to $10,000.
怎么追踪
把 Amex Platinum Edge 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接澳大利亚银行账户。 澳大利亚卡追踪覆盖说明.
American Express Australia 的其他卡
- Amex Platinum Business · A$1,750 · 4 项福利
- Amex Platinum Card (AU) · A$1,450 · 6 项福利
- Amex Qantas Business Rewards · A$450 · 3 项福利
- Amex Qantas Ultimate · A$450 · 5 项福利
- Amex Velocity Platinum · A$440 · 4 项福利
- Amex Business Gold Plus · A$395 · 4 项福利
- Amex Explorer · A$395 · 5 项福利
- Amex Qantas Premium · A$249 · 3 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 AUD. 方法论.