Amex Platinum Edge

$200 credit toward flight, hotel, or rental car bookings made through American Express Travel. Credited annually; can be used across multiple qualifying bookings up to the $200 total per cardmembership year.

Covers non-refundable deposits, cancelled excursion costs and unused pre-paid travel/accommodation costs if a Trip must be cancelled, curtailed or changed due to injury/illness of the Card Member or a Close Relative, natural disaster at the destination, or an Australian government travel advisory upgrade. Section limit up to $10,000 (international and domestic); sub-limits: travel agent commission up to $750 or 15% of booking (whichever is less), additional travel/accommodation costs up to $3,000. $250 excess applies.

Covers overseas medical/dental treatment, repatriation/evacuation and related costs on an International Return Trip. Section limit up to $2,500,000; sub-limits include repatriation/evacuation up to $2,500,000 (including $1,000,000 for terrorism-related costs), emergency dental up to $1,000, incidental expenses up to $50/24hrs (max $1,200), extra accommodation up to $150/24hrs (max $1,500), return economy airfare up to $1,500. Death benefit (repatriation/funeral/burial): up to $15,000 (up to €30,000 if in a Schengen state). $250 excess applies (NIL for death benefit).

Covers breakage to the front screen of a smartphone following accidental drop or impact, when the smartphone was purchased (or is being paid off via card-linked instalment plan) using the card. Up to 2 eligible claims per 365-day period, up to $500 per smartphone. 10% of repair cost excess applies; smartphones older than 3 years are excluded.

Accidental Death or Permanent Disablement cover during a Trip: up to $25,000 for general trip accidents; up to $300,000 for accidents while travelling as a passenger on Public Transport (or from exposure/disappearance while on Public Transport), scaling down to $150,000 for partial disablement (loss of one hand/foot/eye).

Covers costs from flight delay/cancellation/denied boarding (4+ hours: up to $500 per person, up to $1,000 if travelling together), extended delay (up to $1,400 per person over 24-hour periods), checked baggage delay (6+ hours: up to $500, extended 48+ hours: up to $1,000), and delayed arrival to a booked Special Event (up to $2,000 per person, up to $4,000 together).

Covers damage, destruction, loss or theft of personal baggage, valuables, money and travel documents during a Trip. Section limit up to $10,000; sub-limits: money/travel documents up to $500, valuables in aggregate up to $4,000 (smartphone sub-limit $500, laptop $2,500, camera $1,000, any other item $1,000). $250 excess applies.

Covers legal liability for property damage or injury to another person caused by the Card Member during a Trip, up to $1,000,000 (international and domestic).

Covers three retail scenarios on eligible items purchased with the card: (a) Card Purchase Cover - theft/damage within 90 days, up to $20,000/365-day period, per item up to $2,500, $50 excess; (b) Card Refund Cover - refund if retailer wont take back an unwanted item within 90 days, up to $2,000/365-day period, per item up to $500; (c) Buyers Advantage Cover - extends manufacturers warranty by up to 1 additional year, up to $10,000/365-day period, per item up to $10,000.