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BMO CashBack World Elite Mastercard
加拿大信用卡

BMO CashBack World Elite Mastercard

BMO Bank of Montreal · 年费 CA$120 CAD · Cash Back · 数据刷新 2026年10月3日

一句话结论: BMO CashBack World Elite Mastercard 年费 CA$120,MaxWorth 数据库里录有 10 项福利,其中 2 项是有金额的 credit,面值合计 CA$170/年;返点倍率最高的类别是超市(5x)。开卡奖励:Earn $40 bonus cash back for each monthly period you spend $2,000+ in purchases, for the first 12 months after account opening. Up to $480 total bonus cash back. First year annual fee rebate of $120.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
超市5x5%
公共交通4x4%
加油3x3%
Recurring Bills2x2%
其他消费1x1%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

报销额度 (Credits) (2)

$10 Monthly Instacart Credit

CA$120/年
每月

Earn a $10 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit for eligible BMO credit cardholders is valid through October 31, 2027.

Instacart+ 6-Month Membership

CA$50/年

Enjoy six months of complimentary Instacart+ membership when you sign up with your BMO CashBack World Elite Mastercard. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.

会籍与精英待遇 (1)

Roadside Assistance

CA$69/年
每年

Complimentary Roadside Assistance Program (DAA membership) including battery boosts, tire changes, lockout service, and towing. Valued at approximately $69 per year.

保险保障 (7)

Travel Emergency Medical Insurance

CA$80/年
每年

Up to $2,000,000 in coverage per person for emergency medical expenses incurred during travel outside your province of residence, for trips of up to 8 consecutive days. Includes hospitalization, emergency treatment, prescribed medications, and emergency medical transport.

Purchase Protection Plus

CA$60/年
每年

Coverage against accidental loss, damage, or theft for items purchased with your BMO CashBack World Elite Mastercard for 180 days from the date of purchase.

Rental Car Collision Coverage

CA$60/年
每年

Covers collision damage and theft for rental vehicles with a value up to $65,000 for rental periods of up to 48 days. Includes personal effects coverage up to $1,000 per person. Rental must be charged entirely to the card.

Extended Warranty Plus

CA$50/年
每年

Extends the manufacturer's original warranty by up to two additional years on eligible items purchased entirely with your BMO CashBack World Elite Mastercard.

Flight Delay Insurance

CA$30/年
每年

Up to $500 per account per trip when your scheduled flight is delayed by 6 or more hours. Covers reasonable expenses for meals, accommodation, and transportation. Requires at least partial ticket charge to the card.

Baggage Insurance

CA$30/年
每年

Up to $750 per covered person ($2,000 maximum per account per trip) for lost, stolen, or damaged baggage. Up to $200 for essential purchases when baggage is delayed by the common carrier for 12 or more hours.

Travel Accident Insurance

CA$20/年
每年

Covers accidental loss of life or dismemberment while travelling as a fare-paying passenger on a common carrier. Requires 100% of the ticket cost charged to the card.

怎么追踪

把 BMO CashBack World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

BMO Bank of Montreal 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.