BMO CashBack World Elite Mastercard
一句话结论: BMO CashBack World Elite Mastercard 年费 CA$120,MaxWorth 数据库里录有 10 项福利,其中 2 项是有金额的 credit,面值合计 CA$170/年;返点倍率最高的类别是超市(5x)。开卡奖励:Earn $40 bonus cash back for each monthly period you spend $2,000+ in purchases, for the first 12 months after account opening. Up to $480 total bonus cash back. First year annual fee rebate of $120.。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 超市 | 5x | 5% |
| 公共交通 | 4x | 4% |
| 加油 | 3x | 3% |
| Recurring Bills | 2x | 2% |
| 其他消费 | 1x | 1% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (2)
$10 Monthly Instacart Credit
CA$120/年Earn a $10 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit for eligible BMO credit cardholders is valid through October 31, 2027.
Instacart+ 6-Month Membership
CA$50/年Enjoy six months of complimentary Instacart+ membership when you sign up with your BMO CashBack World Elite Mastercard. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.
会籍与精英待遇 (1)
Roadside Assistance
CA$69/年Complimentary Roadside Assistance Program (DAA membership) including battery boosts, tire changes, lockout service, and towing. Valued at approximately $69 per year.
保险保障 (7)
Travel Emergency Medical Insurance
CA$80/年Up to $2,000,000 in coverage per person for emergency medical expenses incurred during travel outside your province of residence, for trips of up to 8 consecutive days. Includes hospitalization, emergency treatment, prescribed medications, and emergency medical transport.
Purchase Protection Plus
CA$60/年Coverage against accidental loss, damage, or theft for items purchased with your BMO CashBack World Elite Mastercard for 180 days from the date of purchase.
Rental Car Collision Coverage
CA$60/年Covers collision damage and theft for rental vehicles with a value up to $65,000 for rental periods of up to 48 days. Includes personal effects coverage up to $1,000 per person. Rental must be charged entirely to the card.
Extended Warranty Plus
CA$50/年Extends the manufacturer's original warranty by up to two additional years on eligible items purchased entirely with your BMO CashBack World Elite Mastercard.
Flight Delay Insurance
CA$30/年Up to $500 per account per trip when your scheduled flight is delayed by 6 or more hours. Covers reasonable expenses for meals, accommodation, and transportation. Requires at least partial ticket charge to the card.
Baggage Insurance
CA$30/年Up to $750 per covered person ($2,000 maximum per account per trip) for lost, stolen, or damaged baggage. Up to $200 for essential purchases when baggage is delayed by the common carrier for 12 or more hours.
Travel Accident Insurance
CA$20/年Covers accidental loss of life or dismemberment while travelling as a fare-paying passenger on a common carrier. Requires 100% of the ticket cost charged to the card.
怎么追踪
把 BMO CashBack World Elite Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
BMO Bank of Montreal 的其他卡
- BMO eclipse Visa Infinite Privilege Card · CA$599 · 0 项福利
- BMO VIPorter World Elite Mastercard · CA$199 · 15 项福利
- BMO Ascend World Elite Mastercard · CA$150 · 13 项福利
- BMO Blue Rewards World Elite Mastercard · CA$150 · 12 项福利
- BMO eclipse Visa Infinite Card · CA$120 · 10 项福利
- BMO VIPorter Mastercard · CA$89 · 12 项福利
- BMO U.S. Dollar Mastercard · CA$49 · 3 项福利
- BMO Preferred Rate Mastercard · CA$29 · 2 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.